Starting from November 1, 2024, all Birbank Umico cardholders will have the option to select three favorite categories, which means earning more Umico bonuses in their preferred spending areas.

By selecting any three categories of their choice in the Umico section of the Birbank app, cardholders can earn bonuses on their payments. Plus, by completing in-app tasks, they have the opportunity to earn even more bonuses. In November, users can complete tasks like "₼50 payment on Umico.az," "Make three payments of any amount with QR" "₼15 payment at Bravo," and others.

Throughout November, Birbank Umico cardholders can choose categories like supermarkets, gas stations, restaurants, and many more. The selection also includes the following bonus options:

∙ Shopping on Umico.az: beauty, electronics, etc. – 15% bonus

∙ “Yango” taxi – 6% bonus

∙ Create a BakıKart QR ticket in Birbank– 10% bonus

∙ “Trendyol” – 5% bonus

The three-category choice enables Birbank Umico cardholders to boost their Umico bonus balance quickly through everyday purchases.

Bonuses can be tracked in the Birbank, m10, and Umico apps. Collected Umico bonuses can be used for purchases on Umico.az or to pay for utilities and other bills via the Birbank or m10 mobile apps.

Order your Birbank Umico card today on KapitalBank.az or Birbank.az: http://www.kbl.az/bbm

For more detailed information about Birbank card refer to https://birbank.az, 196 Call Centre or the card’s Facebook or Instagram pages. To order a card, download the Birbank app, send an SMS with the text “1” to the 8196 short code, contact us via WhatsApp at (+994 50) 999 81 96 or visit the Birbank centers.